Last updated: February 1, 2026
The content, tools, calculators, simulations, educational materials, and digital products provided under the Biological 401K™ brand are offered by Anil Bajnath, MD, Anil Bajnath MD, P.C., Institute for Human Optimization, and Longevity Holdings LLC (collectively, "we," "our," or "us").
All content associated with Biological 401K™ is provided solely for general educational and informational purposes. It is not intended to be, and must not be relied upon as, medical advice, clinical guidance, diagnosis, treatment, financial advice, or personalized recommendations of any kind.
Biological 401K™ does not provide medical services, clinical care, physician consultations, diagnoses, treatments, or individualized health advice. Use of this website, purchase of Digital Products, or interaction with calculators or simulations does not create a physician–patient relationship.
Any references to health, longevity, performance, biomarkers, biological age, or optimization are conceptual, educational, and non-clinical in nature.
Any calculators, estimates, projections, scores, models, or simulations provided through Biological 401K™ are hypothetical, illustrative tools only. Outputs are based on generalized assumptions and are not individualized, predictive, or diagnostic.
You acknowledge and agree that you will not rely on any output, estimate, score, or simulation generated by Biological 401K™ for medical, financial, lifestyle, or health-related decision making.
We make no representations, warranties, or guarantees regarding outcomes, results, accuracy, completeness, or applicability of any information provided. Health, longevity, and performance outcomes vary widely between individuals.
You voluntarily assume all risks associated with the use of Biological 401K™ Digital Products, content, and tools. You agree that we are not responsible or liable for any decisions, actions, outcomes, or consequences arising from your use or interpretation of the information provided.
References to third-party data sources, studies, methodologies, tools, or concepts are provided for informational context only. We do not endorse, guarantee, or assume responsibility for the accuracy or applicability of third-party information.
Biological 401K™ is not intended for use in medical emergencies. If you believe you are experiencing a medical emergency, contact 911 or your local emergency services immediately.
To the fullest extent permitted by law, we disclaim all liability for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to your access to or use of Biological 401K™, including reliance on any information, tools, or outputs.
By accessing, purchasing, or using Biological 401K™, you acknowledge that you have read, understood, and agreed to this Disclaimer in full.
For questions regarding this Disclaimer, please contact:
Institute for Human Optimization
Email: [email protected]