Terms of Use

Last updated: February 1, 2026

These Terms of Use (“Terms”) govern your access to and use of this website and any related digital properties (collectively, the “Site”). By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.

1. Parties Covered

This Site is owned and operated by Anil Bajnath, MD, including affiliated entities and brands, such as Anil Bajnath MD, P.C., the Institute for Human Optimization, and Longevity Holdings LLC (collectively, “we,” “our,” or “us”). These Terms apply to all visitors, users, and others who access the Site.

2. No Medical Advice

All content provided on this Site is for general informational and educational purposes only. Nothing on this Site constitutes or should be construed as medical advice, diagnosis, treatment, or a substitute for professional medical care.

You should always seek the advice of a qualified physician or other licensed healthcare provider with any questions regarding a medical condition. Never disregard or delay medical advice based on information obtained from this Site.

3. No Physician–Patient Relationship

Use of this Site, submission of forms, booking of consultations, email communications, or other interactions through this Site do not create a physician–patient relationship. A physician–patient relationship is established only through a separate, formal intake and consent process.

4. Emergency Disclaimer

This Site is not intended for medical emergencies. If you believe you are experiencing a medical emergency, call 911 or your local emergency number immediately.

5. Eligibility

You must be at least 18 years old to use this Site. By using the Site, you represent that you meet this requirement.

6. User Responsibilities

You agree that you will:

  • Provide accurate and truthful information
  • Use the Site only for lawful purposes
  • Not interfere with or disrupt the Site’s operation or security
  • Not attempt to gain unauthorized access to any systems or data

7. Intellectual Property

All content on this Site, including text, graphics, logos, images, videos, software, trademarks, and proprietary frameworks (including but not limited to branded health optimization concepts), is owned by or licensed to us and is protected by intellectual property laws.

You may not copy, reproduce, modify, distribute, display, or exploit any content without our prior written consent.

8. Third-Party Services and Links

This Site may reference or link to third-party services, platforms, or websites. We do not control and are not responsible for the content, accuracy, policies, or practices of any third-party entities.

9. Limitation of Liability

To the fullest extent permitted by law, we disclaim all liability for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Site, including but not limited to reliance on any information provided.

Your use of the Site is at your sole risk. The Site is provided “as is” and “as available,” without warranties of any kind, express or implied.

10. Indemnification

You agree to indemnify, defend, and hold harmless Anil Bajnath, MD, affiliated entities, officers, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses arising from your use of the Site or violation of these Terms.

11. Privacy

Your use of the Site is also governed by our Privacy Policy. By using the Site, you consent to the collection and use of information as described therein.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. Updates will be posted on this page, and continued use of the Site constitutes acceptance of the revised Terms.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the state in which the operating entity is domiciled, without regard to conflict-of-law principles.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

15. Contact Information

For questions regarding these Terms, please contact:

Anil Bajnath, MD
Institute for Human Optimization
Email: [email protected]

© Copyright 2026 Biological 401K. All Rights Reserved.

Educational Use Only — Not Medical Advice

Biological 401K is an educational framework designed to support long-term thinking around health, longevity, and performance. All content provided through this site—including text, graphics, charts, tools, calculators, and other materials—is for informational and educational purposes only and is not intended as medical advice, diagnosis, or treatment.

The information presented does not replace professional medical evaluation, diagnosis, or treatment by a licensed healthcare provider. Viewing or using this content does not establish a physician–patient relationship with the Institute for Human Optimization, Anil Bajnath, MD, or any affiliated clinicians.